Set goal-based investment milestones, factor in inflation, and build a lasting retirement corpus.
Categorize future goals into short-term (< 3 years), medium-term (3-7 years), and long-term (> 7 years). Match equity allocation based on the goal's time horizon.
Inflation erodes purchasing power. If your portfolio returns 10% and inflation is 6%, your actual real return rate is roughly 4%.
Follow the 25x rule: Aim to build a retirement corpus equal to at least 25 times your annual living expenses at retirement age.
Project long-term returns with SIP growth tools.
